Welcome to 4 SALE BY TRUSTEE.com
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Retail Homes at WHOLESALE PRICES
up to 100% U.S.D.A. and V.A. Financing
up to 96.5% F.H.A. Financing Available
WE ARE NOT REALTORS, BROKERS, or LICENSED AGENTS. WE DO NOT SELL OTHER PEOPLES HOMES, nor are we bankers or loan brokers who get paid to find you a loan. We're actually the TRUSTEES and EQUITY PURCHASERS of several homes held by TRUSTEE, in TRUST or LAND TRUST referred as the "TRUST PROPERTIES" which are available for purchase. Since we are the TRUSTEES of the homes, many times we can be very creative with the financing and structure it to fit your needs.
NO BIDDING WARS: First come first serve: WE DO NOT TAKE BIDS OVER LIST PRICE - TRUSTEE can SELL at List Price and will LOCK you in so you can CLOSE!
Navigate Website: Click on City, Then Property, and Go To DESCRIPTION Tab!
WHY ARE THESE HOMES PRICED SO LOW? We are a group of business professionals who work with Banks and Mortgage Lenders who would rather DISCOUNT the loan rather than Foreclose on the homeowner. These are Pre-Approved Bank Pre-Foreclosure Short Sales that you can See, Feel and Buy Today! We are committed to expert systems that STOP FORECLOSURES and create win/win solutions for lenders, homeowners and new home buyers. Homes can be DISCOUNTED from 40% - 50% - even 60% below their original purchase price. Because we use High Volume and CASH transactions, we Pre-Negotiate the best deals possible.
HOW DO I BUY A PRE-FORECLOSURE HOME? We make it easy. NO high pressure sales people will be calling you all day. No Following you around like vultures? We believe this technique is out dated and unacceptable. Our Approach is to allow you to take your own time, view the homes that interest you without following your every move.
ALL HOMES ARE OPEN HOUSE! and under lock box so that you have access to. Feel free to call upon us before, during, or after your visit and go back anytime. Appliances, repairs, and upgrades can be pre-arranged for your home.
TAX CREDIT - 1st Time Homebuyers: 10% Tax Credit or Maximum $8,000 to anyone who has not owned a home within three years is considered a “first-time buyer.” Good till April 30, 2010 (under contract) & close no later than June 30, 2010. CLICK HERE
Already own a Home? NO PROBLEM: An existing homeowner may now claim a tax credit of up to $6,500. To qualify, that owner must have owned and used the same residence as a principal residence for any consecutive five-year period in the previous eight years. Deadline is same as 1st time home buyers. CLICK HERE
WILL YOU WORK w/ REALTORS and AGENTS? Yes! And all clients are protected. Thank you agents for showing our properties. In an effort to protect you and your buyers, click on REALTORS PROTECT YOUR BUYERS. We hope that this will allow you to be confident when showing our properties. HOWEVER IF A POTENTIAL BUYER CALLS US FIRST AND CONTACTS YOU AFTER THE FACT THEN WE CAN ONLY PAY HALF COMMISSIONS. Call 772-334-3910 and get showing instructions.
What if I have BAD CREDIT but have a down Payment?
NO PROBLEM! Most Banks require over 720 Credit score. Some FHA Loans require 680 score. WE HOWEVER still have Investors willing to back FHA Loans with as little as a 620 score. When you have less than 620 score, you need CREDIT REPAIR. STILL NO PROBLEM! By combining our Educational Series with our proven disputing system, you can increase your credit score and maintain good credit for life. People deserve a second chance in life. We are here to educate, train, and assist in your journey to great credit. Our mission is to help you buy your Dream Home with a very LOW rate. Most people have probably heard of the Fair Credit Reporting Act. They grant you certain rights and protection as well as serve as the regulators for the reporting agencies. We do not dispute your negative accounts; we dispute the way in which they are being reported by the agencies. Click Here for Credit Repair
We can dispute these items: Bankruptcy, Foreclosure, Judgments, Tax Liens, Late payments, Repossession, Charge-offs, Collections, Medical Bills, Unverified Accounts, and Child Support.
Is Your Debt Ratio Too High? Just How Much Home Can You Afford?You may be surprised to learn how much of a home you can afford. Generally accepted standards say that your
new house payment added to all your other monthly payments, should not exceed about 35% of your gross (that's before income tax) for you and your spouse. Keep in mind, that does not include items like insurance, clothing, food, utilities, entertainment, etc. You should add only those items with fixed payments such as cars, furniture, credit cards, student loans, etc.. If an item doesn't show on your credit report, it probably won't count against you as a debt.
DONT TAKE NO FOR AN ANSWER! Remember, regardless of whatever kept your from buying a home in the past, don't let it stop you now! You're talking to the Trustee direct, not a realtor. We're free work it out between ourselves without banks dictating the rules.
So, here's what it comes down to. If you're truly tired of RENTING or taking what BANKS are dishing out, and interested in buying a home, we'll show you several options that can get you in a home of your own. If you have at good credit but little money, OR if you have some money but have BAD credit, we can probably help you buy a home. Call us at 4 Sale By Trustee. com you'll be glad you did.


